Texas Distribution Brief: May 3 – May 10, 2026

TEASER PREVIEWExecutive headlines and top-line market pulse only. Named agency reads, carrier narratives, and case studies are subscriber-only.

TEXAS DISTRIBUTION INTELLIGENCE — TEASER BRIEFMAY 3 – MAY 10, 202610 MAY 2026

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An Austin agency lost 84 carriers in one snapshot — and two county mutuals are moving in opposite directions.

•EXECUTIVE READ3 SIGNALS

01An Austin agency lost 84 carriers across 43 unrelated families on Monday. That is total termination — every relationship severed in a single snapshot. If McKinley & DiMarco had an active book, it is now homeless.

02Redpoint County Mutual ($1.1B TX DWP, +15% YoY) dropped 19 agencies in one day while Old American County Mutual ($725M, +37% YoY) onboarded 9. Two fast-growing nonstandard-auto carriers moving in opposite directions midweek.

03A 17-year Friendswood agency lost its entire Chubb suite — 14 entities — plus Berkshire Hathaway in one day. That is upper-market commercial and specialty volume going somewhere. Two other established agencies also went dark across Liberty Mutual and mixed P&C panels.

MARKET PULSE

Metric	This Week
DAILY DIFFS COVERED	5
P&C APPOINTMENT CHANGES (TX)	607
AGENCIES WITH P&C MOVEMENT	~1387
P&C CARRIER BLOCK ACTIONS	4
CARRIER REDISTRIBUTION PATTERNS	2

SOURCE: TDI SOCRATA API // P&C ONLY

THE NUMBER

Carrier relationships terminated at McKinley & DiMarco Insurance (Austin) in a single snapshot

Forty-three unrelated carrier families — Allstate, Hartford, UnitedHealthcare, Aetna, Unum, AIG, Guardian, Tokio Marine, Aflac, Lincoln National, State Farm, and 32 others. The breadth spans P&C, life, health, and benefits. No single carrier coordinates a 43-family simultaneous pull. This is agency-side: closure, license surrender, or absorption.

CARRIER MOVEMENT — TOP 5DIRECTION ONLY // BUYER READS SUBSCRIBER-ONLY

Carrier Family	Added	Removed	Direction
Liberty Mutual / Safeco	20	3	— FLAT
Redpoint County Mutual	0	19	— FLAT
Old American County Mutual	9	0	— FLAT
Farmers / Foremost (Zurich)	12	0	— FLAT
Chubb	0	14	— FLAT

WATCHING NEXT WEEK

›Whether McKinley & DiMarco shows a TDI license status change — 84-carrier total terminations are permanent closures, not temporary disruptions.
›Whether Redpoint prunes again for a fourth consecutive week, which would confirm a multi-month network restructuring program.
›Whether the Friendswood agency (Chubb suite loss) reappears with replacement carriers — this is upper-market commercial volume that needs a home.

5 high-interest events identified this week, plus 5 carrier-level narratives with buyer reads — available in the full subscriber brief.

Five daily diffs (May 5–10, runs 375–380) from the Texas Department of Insurance Socrata API. 607 P&C appointment events across 1,387 agencies with movement. Run 377 (May 7) had no data. Carrier entities collapsed into families. Premium context from TDI Page 14 (2024). [TDI]

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