TEASER PREVIEWExecutive headlines and top-line market pulse only. Named agency reads, carrier narratives, and case studies are subscriber-only.
TEXAS DISTRIBUTION INTELLIGENCE — TEASER BRIEFAPRIL 26 – MAY 2, 20263 MAY 2026
← ALL BRIEFS

The heaviest week in the dataset — and Redpoint is pruning while growing.

EXECUTIVE READ3 SIGNALS
01A Houston agency lost 30 P&C carriers across 11 unrelated families in a single day. The Movement Agency LLC went from appointed to dark. If there is a book behind this, it is unplaced right now.
02Redpoint County Mutual ($1.1B TX DWP, +15% YoY) pruned 23 agencies on April 30. Growing carrier, shrinking distribution footprint. Deliberate network tightening, not retreat.
03Travelers dropped three separate Texas agencies in the same week — Bill Haddox in Robinson (27 years), Blue Eagle in Corpus Christi, and Texas Affordable near Houston. All single-family wipeouts. All established agencies. That is a pattern.
MARKET PULSE
MetricThis Week
DAILY DIFFS COVERED5
P&C APPOINTMENT CHANGES (TX)709
AGENCIES WITH P&C MOVEMENT~2587
P&C CARRIER BLOCK ACTIONS6
CARRIER REDISTRIBUTION PATTERNS2

SOURCE: TDI SOCRATA API // P&C ONLY

THE NUMBER
3,570
Gross appointment changes — the heaviest single week in our dataset

April 30 alone produced 1,495 gross changes. The bulk was Cigna Health and Life dropping 1,059 agencies in one administrative action (life/annuity, no P&C buyer relevance). Strip out LAH batch actions and P&C was closer to normal: 709 events with the remove side outnumbering adds 1.4:1.

CARRIER MOVEMENT — TOP 5DIRECTION ONLY // BUYER READS SUBSCRIBER-ONLY
Carrier FamilyAddedRemovedDirection
Redpoint County Mutual023 FLAT
Liberty Mutual / Safeco170 FLAT
The Hartford170 FLAT
Consumers County Mutual123 FLAT
Travelers03 FLAT
WATCHING NEXT WEEK
  • Whether The Movement Agency shows a TDI license status change — total terminations of this scale typically trigger a filing within 30 days.
  • Whether Redpoint prunes again next week — a second consecutive pruning action would confirm systematic network tightening.
  • Whether Hartford expansion continues into a third week, which would mark it as a deliberate Texas distribution build.

5 high-interest events identified this week, plus 5 carrier-level narratives with buyer reads — available in the full subscriber brief.

Five daily diffs (April 26 – May 2, runs 363–369) from the Texas Department of Insurance Socrata API. 709 P&C appointment events across 2,587 agencies with movement. Note: 2,587 includes life/health batch actions; P&C-specific agency count is lower. Carrier entities collapsed into families. Premium context from TDI Page 14 (2024). [TDI]