TEASER PREVIEWExecutive headlines and top-line market pulse only. Named agency reads, carrier narratives, and case studies are subscriber-only.
TEXAS DISTRIBUTION INTELLIGENCE — TEASER BRIEFAPRIL 19 – APRIL 25, 202626 APR 2026
← ALL BRIEFSTwo veteran agencies went dark in the same week — and Consumers County Mutual is reshuffling, not retreating.
•EXECUTIVE READ3 SIGNALS
01Two established agencies — one 24-year, one 26-year — lost all carrier access this week, both carrying standard-market books. MPowell Enterprises (The Woodlands) dropped Liberty Mutual, Progressive, Nationwide, Farmers, and Zurich in a single window. Texas Valley Insurance Agencies (Mercedes) lost its entire Travelers relationship. If either has active production, the book is unplaced today.
02Consumers County Mutual ($779M TX DWP) is reshuffling its agency network: losing 8, gaining 12, with producer-confirmed movement at Guardify Insurance Group. Net growing, not retreating.
03Al Thurmond Agency in Houston lost 61 carriers across 35 unrelated families in one day. The widest single-agency contraction in weeks. The breadth is unmistakable — the carrier roster included standard-market AIG, Chubb, and Liberty Mutual alongside specialty Berkley and Tokio Marine paper.
MARKET PULSE
| Metric | This Week |
|---|---|
| DAILY DIFFS COVERED | 7 |
| P&C APPOINTMENT CHANGES (TX) | 605 |
| AGENCIES WITH P&C MOVEMENT | ~1169 |
| P&C CARRIER BLOCK ACTIONS | 4 |
| CARRIER REDISTRIBUTION PATTERNS | 1 |
SOURCE: TDI SOCRATA API // P&C ONLY
CARRIER MOVEMENT — TOP 5DIRECTION ONLY // BUYER READS SUBSCRIBER-ONLY
| Carrier Family | Added | Removed | Direction |
|---|---|---|---|
| Liberty Mutual | 20 | 5 | — FLAT |
| Farmers / Foremost (Zurich) | 20 | 0 | — FLAT |
| Homeowners of America (Porch) | 18 | 0 | — FLAT |
| Old American County Mutual | 8 | 0 | — FLAT |
| RLI Insurance Company | 0 | 5 | — FLAT |
WATCHING NEXT WEEK
- ›Whether MPowell Enterprises or Texas Valley reappear with new carrier appointments — the two highest-value follow-ups from this week.
- ›Whether Old American County Mutual continues its rural/small-city expansion push into a third consecutive week.
- ›Whether the Al Thurmond total termination triggers a TDI license status change or Comptroller filing within the next 30 days.
6 high-interest events identified this week, plus 5 carrier-level narratives with buyer reads — available in the full subscriber brief.
Seven daily diffs (April 19–25, runs 356–362) from the Texas Department of Insurance Socrata API. 605 P&C appointment events across 1,169 agencies with movement. Carrier entities collapsed into families. Premium context from TDI Page 14 (2024). [TDI]